How we lower your Part D cost
- Real drug-list pricing — we use Medicare's plan finder with your actual medications and pharmacy.
- Preferred-pharmacy check — switching from one Giant Eagle to a different chain can change tier pricing.
- Generic and therapeutic substitutions — we flag opportunities to talk to your prescriber about lower-cost equivalents.
- Manufacturer assistance programs — many brand-name drugs have patient-assistance funds.
Extra Help (LIS)
Extra Help — also called the Low-Income Subsidy — lowers Part D premiums, deductibles, and copays significantly. Income and resource limits apply but are higher than most people assume. A licensed agent screens you in about 5 minutes.
Get a free Part D price check
A licensed Ohio agent will compare every plan against your actual drug list and pharmacy. Callback within 24 hours.
or call 234.380.6282 — United Medicare Club, our preferred partner agency
The $2,000 cap and the Payment Plan
Starting in 2025 — and continuing in 2026 — Medicare Part D out-of-pocket drug spending is capped at $2,000 a year (indexed). Once you hit it, prescriptions are $0 the rest of the year. The optional Medicare Prescription Payment Plan lets you spread that $2,000 across 12 monthly bills instead of paying it at the pharmacy counter all at once.
Lower your prescription bill — free.
A licensed Ohio agent will run your drug list against every plan and check Extra Help. Callback within 24 hours.
- A real, licensed local insurance agent at United Medicare Club
- No cost, no obligation, no robocalls
- Your information stays private and is never sold
Prefer to skip the form? Call 234.380.6282 — United Medicare Club, our preferred partner agency.
Request a callback from a licensed local agent
Fill out the short form below. A licensed agent at United Medicare Club, our preferred partner agency, will call you back — usually within 24 hours. No cost, no pressure.
Let's start with your name
🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.