Medicare Annual Enrollment in Ohio

Plans change every year. Premiums, copays, networks, and drug formularies are updated each January — so the plan that was best for you last year may not be this year. A 15-minute call with a local Ohio agent during AEP can save you hundreds.

Key Medicare enrollment windows

• Annual Enrollment Period (AEP): Oct 15 – Dec 7. Change Medicare Advantage or Part D plans. New coverage starts Jan 1.
• Medicare Advantage Open Enrollment (OEP): Jan 1 – Mar 31. One change allowed if you're already in a Medicare Advantage plan.
• Medigap Open Enrollment: Your one-time 6-month window starting when you're 65 and have Part B.
• Special Enrollment Periods (SEP): For moves, loss of coverage, dual-eligible status, and other qualifying events.

What changes you can make

• Switch from Original Medicare to a Medicare Advantage plan (or vice versa)
• Switch between Medicare Advantage plans
• Join, switch, or drop a Part D drug plan
• Pick up a Medigap plan (subject to underwriting outside your initial window)