Key Medicare enrollment windows
- Annual Enrollment Period (AEP): Oct 15 – Dec 7. Change Medicare Advantage or Part D plans. New coverage starts Jan 1.
- Medicare Advantage Open Enrollment (OEP): Jan 1 – Mar 31. One change allowed if you're already in a Medicare Advantage plan.
- Medigap Open Enrollment: Your one-time 6-month window starting when you're 65 and have Part B.
- Special Enrollment Periods (SEP): For moves, loss of coverage, dual-eligible status, and other qualifying events.
What changes you can make
- Switch from Original Medicare to a Medicare Advantage plan (or vice versa)
- Switch between Medicare Advantage plans
- Join, switch, or drop a Part D drug plan
- Pick up a Medigap plan (subject to underwriting outside your initial window)
Have an Ohio agent review your plan for AEP — free
It takes about 15 minutes. A licensed local agent compares your current coverage against every alternative in your ZIP.
or call (234) 380-6282 — United Medicare Club, our partner agency
What we look at during your AEP review
- Your ANOC letter — the Annual Notice of Change your plan mailed in September outlining 2026 changes
- Premium changes — many plans are raising or lowering premiums this year
- Drug formulary moves — your prescriptions may have changed tiers or been dropped entirely
- Network changes — did your hospital or doctor leave the network?
- Extra benefits — dental, vision, hearing, OTC allowances often change year to year
Book your free AEP plan review.
Don't auto-renew without checking. A licensed Ohio agent will call you back within 24 hours.
- A real, licensed local insurance agent — no call center
- No cost, no obligation, no robocalls
- Your information stays private and is never sold
Prefer to skip the form? Call (234) 380-6282 — United Medicare Club, our partner agency.
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