Extra Help (the Low-Income Subsidy)
Extra Help cuts Part D premiums to $0 (on benchmark plans), eliminates the deductible, and drops copays to a few dollars per prescription. The 2025-2026 income limit is higher than most people guess, and the resource limit excludes your home and one car.
Medicare Savings Programs (MSPs) in Ohio
- QMB — Ohio Medicaid pays your Part B premium, deductible, and most cost-sharing.
- SLMB — pays your Part B premium only.
- QI — pays your Part B premium; income limits are higher than SLMB.
- Qualifying for any MSP also automatically qualifies you for Extra Help.
Get a free Extra Help & MSP screening
A licensed Ohio agent will run the income and resource numbers and explain what you qualify for. Callback within 24 hours.
Dual-eligible (D-SNP) plans
If you have both Medicare and Ohio Medicaid, you can enroll in a Dual Special Needs Plan (D-SNP). These plans usually offer $0 premium, $0 copays, and richer extras like grocery allowances, transportation, and OTC benefits. A licensed agent will tell you which D-SNP plans are available in your county and rank them by what you'll actually use.
Lower your Medicare costs — free.
A licensed Ohio agent will screen you for Extra Help, MSP, and dual-eligible plans. Callback within 24 hours.
- A real, licensed local insurance agent — no call center
- No cost, no obligation, no robocalls
- Your information stays private and is never sold
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