Confused about Medicare Advantage?Request a call, and a licensed Ohio agent will compare every plan in your ZIP with you — usually within 24 hours.

What Medicare Advantage includes

• Hospital (Part A) and medical (Part B) coverage in one plan
• Most plans bundle Part D prescription drug coverage
• Extras like dental, vision, hearing aids, OTC allowances, and gym memberships (SilverSneakers)
• Transportation, meal delivery, and wellness benefits on many Ohio plans
• Annual out-of-pocket maximums that Original Medicare doesn't have

Major Medicare Advantage carriers in Ohio

The plans available depend on your county. In Northeast Ohio you'll typically see options from Aetna, Anthem Blue Cross Blue Shield, Devoted Health, Humana, Medical Mutual of Ohio, SummaCare, UnitedHealthcare, and Wellcare. Each has different networks (Cleveland Clinic, University Hospitals, Summa, MetroHealth) and drug formularies.

How to choose the right plan

• Check your doctors and hospitals — make sure they're in the plan's network
• List your prescriptions — formularies and tiers vary widely
• Compare extra benefits — dental, vision, hearing, OTC, fitness
• Look at the Star Rating — Medicare grades plans 1–5 each year
• Confirm the maximum out-of-pocket — your annual cap on spending

Enrollment windows for Medicare Advantage

• Initial Enrollment Period — the 7 months around your 65th birthday
• Annual Enrollment Period (AEP) — Oct 15 to Dec 7 each year
• Medicare Advantage Open Enrollment — Jan 1 to Mar 31 (one change allowed)
• Special Enrollment Periods — for moves, loss of coverage, and other qualifying events

Local Medicare Advantage help near you