BenefitsCompass Ohio
AVOID THESE MISTAKES

Don't make a costly Medicare mistake.Request a call, and a licensed Ohio agent will check your situation — usually within 24 hours.

A few Medicare mistakes are permanent and expensive — late-enrollment penalties last for life. A 20-minute conversation with a licensed local agent prevents almost every one of them. Free.

✓ Free & no obligation✓ Licensed local agents✓ Your info stays private
★★★★★4.9/5 — thousands of Northeast Ohio families helped

Fill out the short form below. No cost, no pressure — just clear answers from a real local agent.

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🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.

⚠️

Late Part B enrollment

Missing your IEP without creditable coverage = 10% per year penalty, for life.

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Assuming COBRA counts

It doesn't. COBRA is not creditable coverage for Part B.

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Skipping AEP review

Plans change every January. The plan you loved last year may be the worst next year.

10 mistakes we see every week

  1. Missing your Initial Enrollment Period — triggers a lifetime Part B penalty.
  2. Assuming COBRA is creditable coverage — it isn't, for Part B.
  3. Picking a plan by premium alone — copays, network, and drug tiers usually matter more.
  4. Not checking your doctor's network status every year — networks change.
  5. Skipping AEP (Oct 15 – Dec 7) — plans change every January.
  6. Ignoring Extra Help eligibility — many Ohioans qualify and never apply.
  7. Not appealing IRMAA after retirement reduces income.
  8. Contributing to an HSA after Medicare enrollment — triggers tax penalties.
  9. Buying a Medigap plan after the 6-month guaranteed-issue window — underwriting can decline you.
  10. Trusting a TV commercial or call-center over a local licensed agent who actually knows your hospitals.

Avoid the expensive mistakes — free

A licensed Ohio agent will check your timing, your plan, and your network in one short call. Callback within 24 hours.

Why local matters

The TV commercials don't know which Ohio hospitals are in which networks. A licensed local Ohio agent does. That single difference is usually the most valuable thing about getting unbiased local help — and it costs you nothing.

Eligibility →Enrollment periods →Employer coverage →AEP review →

Avoid the expensive Medicare mistakes — free.

A licensed Ohio agent will check your timing, plan, and network. Callback within 24 hours.

  • A real, licensed local insurance agent — no call center
  • No cost, no obligation, no robocalls
  • Your information stays private and is never sold
About you
Contact
Coverage
Confirm

Let's start with your name

🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.