BenefitsCompass Ohio
MEDICARE TIMING

Confused about enrollment windows?Request a call, and a licensed Ohio agent will tell you exactly when you can enroll or switch — usually within 24 hours.

Medicare has four enrollment windows — and missing the right one can cost you for life. A licensed Ohio agent walks you through which window you're in and what you can actually do in it.

✓ Free & no obligation✓ Licensed local agents✓ Your info stays private
★★★★★4.9/5 — thousands of Northeast Ohio families helped with health insurance and Medicare
Prefer to talk now?Speak directly with United Medicare Club
234.380.6282

You'll reach United Medicare Club, our preferred partner agency. No cost, no obligation — just a real licensed agent who can help.

or request a callback

Not sure which window you're in? A licensed Ohio agent will call you back — usually within 24 hours.

Fill out the short form below. No cost, no pressure — just clear answers from a real local agent.

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🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.

🎂

Initial Enrollment (IEP)

The 7-month window around your 65th birthday — the cleanest time to start Medicare.

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Annual Enrollment (AEP)

October 15 – December 7 every year. Switch plans for the next calendar year.

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MA Open Enrollment (OEP)

January 1 – March 31. One free Medicare Advantage change per year.

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Special Enrollment (SEP)

Move, lose employer coverage, or qualify for Extra Help — special rules let you enroll outside the normal windows.

Initial Enrollment Period (IEP)

A 7-month window: the 3 months before your 65th birthday month, your birthday month itself, and the 3 months after. Enroll before your birthday month for coverage on day one of your birthday month — the smoothest path.

Annual Enrollment Period (AEP)

October 15 through December 7 every year. You can switch from Original Medicare to a Medicare Advantage plan, change Advantage plans, change Part D plans, or drop back to Original Medicare. Changes take effect January 1.

Get a free AEP plan review

A licensed Ohio agent will compare your current plan to next year's options — and call you back within 24 hours.

or call 234.380.6282 — United Medicare Club, our preferred partner agency

Medicare Advantage Open Enrollment Period (OEP)

January 1 through March 31. If you're already on a Medicare Advantage plan, you get one chance to switch to a different MA plan or go back to Original Medicare. This window does not apply to people on Original Medicare alone.

Special Enrollment Periods (SEPs)

  • Moving to a new ZIP with different plan options.
  • Losing employer or union coverage — a 2-month SEP for Part D or MA.
  • Qualifying for Extra Help / Medicaid — quarterly SEPs to change plans.
  • 5-star plan available in your area — switch any time, once a year.
  • Plan termination — your carrier exits your county.
Eligibility →AEP review →Turning 65 →Special Enrollment →

Find your enrollment window — free.

A licensed Ohio agent will tell you which window applies and what you can change in it. Callback within 24 hours.

  • A real, licensed local insurance agent at United Medicare Club
  • No cost, no obligation, no robocalls
  • Your information stays private and is never sold

Prefer to skip the form? Call 234.380.6282 — United Medicare Club, our preferred partner agency.

Request a callback from a licensed local agent

Fill out the short form below. A licensed agent at United Medicare Club, our preferred partner agency, will call you back — usually within 24 hours. No cost, no pressure.

About you
Contact
Coverage
Confirm

Let's start with your name

🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.