BenefitsCompass Ohio
MEDICARE TIMING

Confused about enrollment windows?Request a call, and a licensed Ohio agent will tell you exactly when you can enroll or switch — usually within 24 hours.

Medicare has four enrollment windows — and missing the right one can cost you for life. A licensed Ohio agent walks you through which window you're in and what you can actually do in it.

✓ Free & no obligation✓ Licensed local agents✓ Your info stays private
★★★★★4.9/5 — thousands of Northeast Ohio families helped

Fill out the short form below. No cost, no pressure — just clear answers from a real local agent.

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🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.

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Initial Enrollment (IEP)

The 7-month window around your 65th birthday — the cleanest time to start Medicare.

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Annual Enrollment (AEP)

October 15 – December 7 every year. Switch plans for the next calendar year.

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MA Open Enrollment (OEP)

January 1 – March 31. One free Medicare Advantage change per year.

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Special Enrollment (SEP)

Move, lose employer coverage, or qualify for Extra Help — special rules let you enroll outside the normal windows.

Initial Enrollment Period (IEP)

A 7-month window: the 3 months before your 65th birthday month, your birthday month itself, and the 3 months after. Enroll before your birthday month for coverage on day one of your birthday month — the smoothest path.

Annual Enrollment Period (AEP)

October 15 through December 7 every year. You can switch from Original Medicare to a Medicare Advantage plan, change Advantage plans, change Part D plans, or drop back to Original Medicare. Changes take effect January 1.

Get a free AEP plan review

A licensed Ohio agent will compare your current plan to next year's options — and call you back within 24 hours.

Medicare Advantage Open Enrollment Period (OEP)

January 1 through March 31. If you're already on a Medicare Advantage plan, you get one chance to switch to a different MA plan or go back to Original Medicare. This window does not apply to people on Original Medicare alone.

Special Enrollment Periods (SEPs)

  • Moving to a new ZIP with different plan options.
  • Losing employer or union coverage — a 2-month SEP for Part D or MA.
  • Qualifying for Extra Help / Medicaid — quarterly SEPs to change plans.
  • 5-star plan available in your area — switch any time, once a year.
  • Plan termination — your carrier exits your county.
Eligibility →AEP review →Turning 65 →Special Enrollment →

Find your enrollment window — free.

A licensed Ohio agent will tell you which window applies and what you can change in it. Callback within 24 hours.

  • A real, licensed local insurance agent — no call center
  • No cost, no obligation, no robocalls
  • Your information stays private and is never sold
About you
Contact
Coverage
Confirm

Let's start with your name

🔒 Your information is private and is only used to have a licensed agent help you. We never sell your data.